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Fortune Gems RTP in the original TaDa release
The original Fortune Gems 96.5% figure describes a long-run game-sheet result, not an individual player's expected return in a short session. If a lobby shows another number, identify the exact game and configuration before treating the figures as interchangeable.
Five paylines and a separate multiplier reel
The original Fortune Gems uses a regular three-by-three symbol grid with five paylines. A separate fourth reel sits to the right and carries multipliers rather than ordinary matching symbols. This layout matters when reading the published RTP: the multiplier modifies a win formed on the main grid; it is not a sixth payline or a separate Fortune Gems sequel.
How the Fortune Gems multiplier is applied
When comparing descriptions of Fortune Gems RTP, first separate the base game from its multiplier feature. TaDa describes a fourth reel whose centre position may show 1x, 2x, 3x, 5x, 10x or 15x. A matching-symbol win is formed on the main grid before the multiplier affects that win. The feature changes the size of some outcomes; it does not make a single spin follow the published long-run RTP. After reviewing fortune gems rtp, fortune gems review offers another useful angle on the same subject.
A simple way to read a 96.5% theoretical RTP
Imagine total wagers of 100 units across a very large simulated sample. A 96.5% RTP corresponds to 96.5 units returned in aggregate and 3.5 units not returned in that model. This is only a way to interpret TaDa's published Fortune Gems figure; one person wagering 100 units can finish above or below that amount. The model says nothing about the order of wins or how quickly a particular session changes balance.